Motor Insurances:

A motor insurance policy is a mandatory policy issued by an insurance company as part of prevention of public liability to protect the general public from any accident that might take place on the road.

Type: There are three different types of insurance – Private Car Insurance, Two-wheeler Insurance, and Commercial Vehicle Insurance.

Importants:

Motor insurance safeguards you financially when a two-wheeler or car gets damaged in an accident or a mishap. A motor insurance policy offers various benefits like the compensation paid in case the vehicle is damaged due to an accident, riots, etc. It offers coverage in case the vehicle falls prey to theft.

Features of motor insurance:

A Comprehensive Motor insurance policy on the other hand provides additional coverage to your own vehicle against financial losses arising out of accident, theft, damage, riots, fire and natural calamities. The policy also covers death and bodily injuries to the owner driver of the vehicle.

Premium in motor insurance:

Insurance Premium in car insurance is a cost paid to cover a possibly unseen devastating loss, It is the actual amount of money charged by insurance companies for offering active insurance coverage.

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