Eligible ages:

  • Minimum Age: 10 Years

  • Maximum Age: 65 Years

Employer and employee insurance refers to the life insurance coverage provided by an employer to its employees as part of its employee benefits package. This type of insurance is often offered to attract and retain employees, as well as provide them with financial protection in various areas.

There are several common types of employer-provided insurance:

  1. Health Insurance: Employers may offer health insurance plans that cover medical expenses, including doctor visits, hospital stays, prescription medications, and preventive care.

  2. Life Insurance: Some employers provide life insurance coverage to their employees, offering a death benefit to the designated beneficiaries in the event of an employee’s death.

  3. Disability Insurance: Disability insurance provides income replacement to employees who become disabled and are unable to work for a period of time.

  4. Dental and Vision Insurance: These types of insurance plans cover dental and vision care expenses, including routine check-ups, corrective procedures, and eyeglasses or contact lenses.

  5. Accidental Death and Dismemberment (AD&D) Insurance: AD&D insurance provides a benefit to the employee or their beneficiaries in the event of accidental death or specific injuries resulting in dismemberment or loss of function.

  6. Supplemental Insurance: Employers may offer supplemental insurance options, such as critical illness insurance or hospital indemnity insurance, which provide additional coverage for specific medical conditions or hospitalization expenses.

The specific insurance coverage offered by an employer can vary depending on the company’s size, industry, and benefits package. It’s important for employees to review and understand the insurance options provided by their employer to make informed decisions about their coverage needs.

Life insurance

Hope for the Best,
Prepare for the Worst

Main features

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Talk to our insurance experts

Speak with insurance experts and ask questions before finalizing your plans or if you want help regarding our services. Our dedicated staff is more than happy to call and guide you

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